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Job Openings

At American Plus Bank, employees are our greatest assets and key to our success with customers. We value each other and are committed to every employee’s personal and professional growth. American Plus Bank is an Equal Opportunity Employer.

Underwriter/Portfolio Officer is responsible for negotiating, underwriting and coordinating the closing of commercial loans in compliance with the Bank's lending policies and procedures; to develop business checking and deposit relationships with customers; and to promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. 

 

DUTIES    

 

·         Underwrite new loans and develop new customer relationships.

·         Service credit needs of existing and new customers.

·         Consult with clients for financial and credit analysis, validate valuations of collateral.

·         Coordinate with Loan Originator/Business Developing Officer and prepare loan write-ups for management and loan committee review.

·         Assist Business Development Officer/Branch Manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.

·   Manage existing client relationships/loan portfolios; maintain adequate and complete filing and documentation including annual renewal and regular loan/financial covenants.

·     Monitor/review existing account to detect potential problems and suspicious activities; apply problem account administration according to regulations and the Bank’s policies and procedures.

·         Cross sell other Bank products and services.

·         Provide leadership, training and support to less experienced staff members within the assigned branch’s lending unit.

·         Follow the Bank’s BSA policy.

·         Accept other duties as deemed necessary by the supervisor, credit administration and executive management.

 

Education:           Bachelor degree in Business Administration or Finance is preferred.

 

Experience:         Minimum 7 years of experience in originating and underwriting commercial loans, including commercial term loans, construction loans, line of credit, etc. and deposit with a track record of business development.

 

Skills/Ability:       Extensive knowledge of financial analysis, economic trend, loan origination with business development skills.  PC proficient in Word and Excel. Excellent verbal and written communication skills are required. Bilingual (English/Mandarin) is preferred.

 

** Salary Range: $85K to $100K per year; EOE